Having excellent credit is essential for the budget-conscious layperson. Whether you’re buying a new car, applying for a home loan, or starting a new business, a fantastic credit score could mean the difference between landing your dream car/house/job and trudging home in defeat, empty-handed.

There are obvious ways to keep your credit high – paying bills on time, not maxing out credit cards, and so on. But there’s another lesser-known but simple way to boost your credit score, and it only takes a couple of minutes!

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